A Certificate of Verification (COV) shows that the electrical circuits in a property are safe and in acceptable condition. Insurance companies can request COVs during property sale negotiations, and banks often won’t sign off on a mortgage settlement unless there is property insurance compliance with a COV. Older properties more commonly need a COV for mortgaging.

The process of getting an electrical COV will uncover any potential electrical hazards that could be risks to your property, family or staff. Banks rely on insurance to safeguard their loans, and insurance companies request COVs to be sure the electrical systems in your property are safe.

COVs are commonly requested when buying or selling properties, or for peace of mind for a property owner.

A property might need a COV:

When purchasing

  • As a pre-purchase insurance requirement for mortgage settlement.
  • As a pre-purchase ‘due diligence’ condition of sale or to be sure about the condition of the property.
  • As a post-purchase reassurance measure to give you peace of mind about the condition of the property.

For electrical issues

  • As an electrical check-up, when you have general concerns about the state of the electrical systems or are having intermittent faults (weird ‘now-and-again’ faults).

When selling

  • As evidence of the condition of your older home or investment property.

Types of verification

The time it takes to complete an on-site electrical COV inspection can vary depending on how large the site is and what kind of property it is.

Verification is classified as either: (a) Basic visual inspection; (b) Visual inspection and limited testing; or (c) Visual inspection and full testing.

Our standard residential home or commercial building electrical COV is by basic visual inspection, checking and testing the main switchboard and distribution boards installations are up to current electrical regulations.

Visual inspection applies to readily-visible wiring and electrical items. Our inspecting electrician will grade a checklist of items that typically includes:

  • Light switches
  • Power points
  • Main earth
  • Main earth lead
  • Cabling
  • Earth bonding
  • Earthing of metal surfaces
  • Cable termination

A COV will give you, your insurance company and your bank peace of mind that a qualified electrician currently believes the electrical wiring of the property is acceptable and safe.

Book a COV for your property now, call the office on 0800 020 097.

K&M Electrical is based in Tauranga and services the wider Bay of Plenty, Hamilton and Auckland. Call Matt or one of our friendly team members. Give the team a call on 0800 020 097 to discuss your job now.

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Need a quote or a job done ASAP? Call Matt now on ‭0800 020 097‬‬